Articles: 2018

December 2018

Tis the Season… to Review Your Funding Strategy

The holiday season is upon us and the Fed is expected to provide an early gift of 25bps. With only five shopping weeks left, financial institutions are scrambling to secure funding prior to year-end. Keep in mind as we enter the winter months, not all funding sources are the same and the longer you wait, the more limited and expensive the options become.

CUInsight.com, December 3, 2018
Posted with permission by CUInsight

October 2018

FHLB – Not Only For Advances 

Liquidity, liquidity, liquidity; it’s one of the central themes of 2018. As loan growth continues to expand, liquidity has returned to the spotlight. Securing diversified sources though a well-defined liquidity plan is at the forefront of discussion.

CUInsight.com, September 26, 2018
Posted with permission by CUInsight

August 2018

Public Funds Investment Act: New Investments, New Strategies

Both houses of the Illinois legislature have recently approved bills amending the Public Funds Investment Act to allow public entities to invest in corporate obligations with maturities up to three years.

July 2018

Collateral – Pledged Securities

As the economy continues to expand, so do the appetites of financial institutions for additional funding sources. Political subdivisions can be a significant funding source without cannibalizing a financial institution’s local retail market.

CUInsight.com, July 25, 2018
Posted with permission by CUInsight

June 2018

LIBOR-ation

Plagued over the years by scandal and risk, LIBOR appears to be on its way out. What does that mean for financial institutions?

Forward, a publication of the Financial Managers Society, July/August 2018
Posted with permission by Financial Managers Society (FMS), FMSinc.org

May 2018

Excess Deposit Bonds- Flexible Form of Collateral

CUInsight.com, May 23, 2018
Posted with permission by CUInsight

April 2018

Investing in a Rising Rate Environment

March 2018

Utilizing Political Subdivisions as a Stable Funding Source

CUInsight.com, March 27, 2018
Posted with permission by CUInsight

March 2018

Deposit Composition and Funding Channels

January 2018

2017: A Brief Recap and the Effect on Financial Institutions

CUInsight.com, January 24, 2018
Posted with permission by CUInsight

January 2018

CFO Focus: Should You Be Serving Political Subdivisions?

CUES Publication, Vol: 41 No. 1 – January 2018
Posted with permission by CUES